Andrew is a committed value investor who follows the principles of Benjamin Graham in building his portfolio. In particular, he uses macro trends from the wider business environment to build his investment thesis. I want to get in while they’re cheap, like right now. It’s even better when my favourite shares are being unfairly hammered. I buy shares to hold for at least a decade, and I’ll use monthly ups and downs to my advantage. Cheaper now Banks and insurance firms feature in the list of biggest dividend rises, too, with HSBC Holdings at the top of the list. That’s as long as the dividend keeps up, of course. And the BT board does seem to make it a big priority. I’d rather they prioritise debt reduction, mind. Owain is a magpie of the investing world -- and not because he gets into a flap. Almost any style of investing might suit him, depending on the bigger picture, and he's held all sorts of companies. Paraphrasing Keynes, he says: “When the market changes, I change my mind -- what do you do?”

I think investors expect accelerating cash flow now. And if they don’t see it grow fast enough to satisfy them, I fear they might dump the shares. Valuation That’s not too much at this stage. But there could still be a long way to go before the threat fades, and the squeeze could cause more pain in the months ahead. So yes, for me it’s still one of the key things to watch for the rest of the year. Tesla, for example, is on a price-to-earnings ( P/E) ratio of around 50. But a couple of years ago it was over 650. Target Healthcare is an interesting one. It’s a real estate investment trust (REIT), so the property squeeze will have had an effect. But it’s more than just an investment in property values. Target holds a portfolio of freehold and long leasehold care homes, which bring in long-term rentals. I think that focus provides safety.

Big yield

First, I do think trying to time the market is a bad idea. Folks who watch the charts, and try to buy low and sell high, so often get it wrong and lose money. He said: “ It takes patience, discipline and courage to follow the contrarian route to investment success. To buy when others are despondently selling, to sell when others are avidly buying.” Still, a contrarian outlook fits in with my risk profile, and there’s reasonable diversification in the trust’s assets. I’m putting Fidelity Special Values on my list of buy candidates. Big yield

But the value of our investments is what counts, not the price. And it’s vital that we don’t confuse the two. I’ve learned one thing from the pandemic days. Investing in high-street retail is risky, and could face a lot of challenges. So yes, being serious, I do think there’s an argument for just taking the cash and ignoring the share price. I mean, I can’t think of any other reason why anyone would be happy to have held BT shares for the past five years. Can it keep going?I am a longtime Fool from the States relocated to London. With decades to go before retirement, I'm focused on AIM-listed small caps and growth shares of all stripes. My favourite companies are those that are looking to shake up stodgy industries with fresh ideas. After living and working in China for several years, I also have a soft spot for companies looking to take advantage of the long term potential to be found selling to a 100 million strong middle class. But they don’t exactly help build a positive working environment. The planned job cutting is probably a necessary evil. But I’d like to see it completed as soon as possible and the fears of further cuts recede. Still, Lloyds did report a 6% rise in other income, which it said is a sign of continued recovery. But it’s seeing increases in competition for savers’ cash too. Deposits down